Doctor Visits
Regular doctor visits are the foundation of good health. Our plans make it easy and affordable to see your primary care physician for checkups, illness, and ongoing health management.
Regular doctor visits are the foundation of good health. Our plans make it easy and affordable to see your primary care physician for checkups, illness, and ongoing health management.
Studies consistently show that people with a regular primary care physician have better health outcomes, lower healthcare costs over time, and higher satisfaction with their care. Your primary care doctor serves as your healthcare quarterback—coordinating your care, knowing your medical history, and helping you navigate the healthcare system.
Without insurance, a simple doctor's visit can cost $150-$300 or more, leading many Americans to skip important checkups and wait until small problems become big ones. Our plans make regular doctor visits affordable with low copays, so you never have to choose between your health and your budget.
From annual wellness exams to sick visits when you're feeling under the weather, comprehensive doctor visit coverage ensures you can access the care you need, when you need it.
Yearly comprehensive checkups to assess your overall health, update vaccinations, and screen for potential health issues before they become serious.
See your doctor when you're ill with infections, flu, cold symptoms, or other acute conditions that need medical attention and treatment.
Blood pressure monitoring, cholesterol panels, diabetes screening, cancer screenings, and other preventive tests to catch problems early.
Ongoing care for chronic conditions like diabetes, hypertension, asthma, heart disease, and other conditions requiring regular monitoring.
Get prescriptions for medications you need and referrals to specialists when your condition requires more specialized care.
Virtual doctor visits from the comfort of your home for minor illnesses, follow-ups, and consultations when in-person visits aren't necessary.
Annual physicals, well-woman exams, immunizations, health risk assessments, and counseling for diet, exercise, tobacco cessation, and other lifestyle factors.
Same-day or next-day appointments for sudden illness, infections, injuries, or new symptoms that need prompt attention but aren't emergencies.
Appointments to review test results, adjust medications, monitor treatment progress, or follow up after hospitalization or specialist visits.
Regular visits to manage ongoing conditions—checking blood sugar for diabetics, adjusting blood pressure medications, monitoring heart conditions, and more.
Your primary care physician (PCP) is your partner in health. Here's what to consider when choosing a doctor:
Most plans have a copay for doctor visits, typically ranging from $20-$50 for primary care. Preventive care visits are often covered at 100% with no copay under the Affordable Care Act.
It depends on your plan type. PPO plans typically don't require referrals, while HMO plans usually do. Check your specific plan details or call us for clarification.
Most healthy adults should have an annual wellness exam. If you have chronic conditions, your doctor may recommend more frequent visits—every 3-6 months for conditions like diabetes or heart disease.
Yes, you can typically change your PCP at any time by selecting a new in-network doctor. Some plans may require you to make the change through their member portal or customer service.
Most plans now cover telehealth visits, often at the same copay as in-person visits or sometimes even lower. Telehealth is a convenient option for minor illnesses, follow-ups, and medication refills.
Don't skip your doctor visits because of cost. Get coverage that makes regular healthcare affordable so you can stay on top of your health.